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|
Current
Loan Rates effective October 1, 2007 |
* AS LOW AS |
|
New Vehicle: 0 - 60 mos. |
*5.50% |
|
New Vehicle: 66 mos.
|
*6.00% |
|
New Vehicle: 72 mos. |
*6.75% |
|
New Vehicle: 84 mos. |
*7.50% |
|
Used Vehicle (varies by model yr. & term) |
*5.75% |
|
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Share Secured |
*3.55% |
|
Signature (Personal) Loan
|
*8.00% |
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|
|
|
Home Equity Loan Fixed Rate |
|
|
5 yr. |
*5.75% |
|
10 yr. |
*6.00% |
|
15 yr. |
*6.50% |
|
Home Equity Line of Credit
Variable Rate |
*5.75% |
|
(Prime Rate Minus 2.00% All
of the Time!) |
|
| |
|
|
Visa®
Classic (no annual fee) |
*9.96% |
|
VISA®
Gold (no annual fee) |
*7.96% |
|
Student & Parent Plus Loans -
Call for Current Rates |
Rates & Term Subject to Change
Loan interest rates are shown as
A.P.R. - Annual Percentage Rate |
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Current
Share Rates effective October 1, 2007 |
|
|
Vacation Club Account |
.55% |
|
Christmas Club Account |
.55% |
|
Share Draft |
.10% |
|
|
|
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Money Market (min. bal. $1,500.00) |
|
|
$1,500.00 - $10,000 |
1.46% |
|
$10,000.01 - $25,000 |
1.76% |
|
$25,000.01 and Over |
2.47% |
|
|
|
|
IRA/Roth Accumulation Account |
|
|
$100.00 - $10,000 |
1.51% |
|
$10,000.01 - $25,000 |
1.66% |
|
$25,000.01 and Over |
2.22% |
|
|
|
|
Share Certificates ($500
minimum account balance required to earn APY) |
|
|
12 mon. Share Certificate |
5.00% |
|
24 mon. Share Certificate |
4.71% |
|
36 mon. Share Certificate |
5.12% |
|
60 mon. Share Certificate |
5.33% |
|
|
|
|
Regular Share Account |
|
|
$100.00 - $10,000.00 |
.55% |
|
$10,000.01 - $25,000.00 |
.70% |
|
$25,000.01 and over |
.85% |
|
Rates and
Term subject to change. Dividend rates are shown as APY –
Annual Percentage Yield. |
-
APY means 'Annual Percentage Yield' assumes dividend remains on
deposit
-
Minimum balance of $100 required to earn dividends
-
Rates subject to change without notice
-
Share Certificate dividends will be compounded annually and
credited annually.
-
Certificates are subject to a penalty for early withdrawal
-
Fees could reduce the earnings on any account (applies only if fees
are associated with the account).
National Credit Union Administration (NCUA) Insurance
Coverage on Share Accounts. Your savings is
federally insured to at least $100,000 and backed by the
full faith and credit of the US government.
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