Current Loan Rates effective August 1, 2008

* AS LOW AS

   
New Vehicle: 0 - 60 mos. *5.00%
New Vehicle: 66 mos. *5.50%
New Vehicle: 72 mos. *6.00%
New Vehicle: 84 mos. *7.00%
Used Vehicle (varies by model yr. & term) *5.25%
Sign up for automatic loan payments on a new or used vehicle loan and receive .25% off of the qualifying APR.
 

Share Secured

*3.55%
Signature (Personal) Loan *8.00%
 
 
Home Equity Loan - Fixed Rate
 

5 yr.

*5.00%

10 yr.

*5.50%

15 yr.

*6.00%
   
Home Equity Line of Credit Loan - Variable Rate *5.00%
Click here for details on the Home Equity Loan Special!  
   
Visa®  Classic  (no annual fee) *9.96%
VISA®  Gold      (no annual fee) *7.96%
Student & Parent Plus Loans - Rates Vary                                              Click here for additional student loan information and an online loan application.
 
Rates & Term Subject to Change
Loan interest rates are shown as A.P.R. - Annual Percentage Rate. Home Equity Line of Credit Variable Rate subject to change with Prime Rate.
 

Current Share Rates effective August 1, 2008

 

Regular Share Account
$100.00 - $10,000.00 .55%
$10,000.01 - $25,000.00 .70%
$25,000.01 and over  .85%
   
Share Draft  .10%
   
Youth Super Saver Account  
Earn Back to School Bonus Bucks, click here for details!  
$0 - $1,999.99                     5.07%
$2,000.00 - $4,999.99          3.03%
$5,000.00 and Over           2.02%
Youth Services Disclosure and Account Terms  
   
Vacation Club Account   .55%
Christmas Club Account .55%
   
Money Market (min. bal. $1,500.00) 
$1,500.00 - $10,000 1.77%
$10,000.01 - $25,000 2.12%
$25,000.01 and Over 2.63%
   
IRA/Roth Accumulation Account
$100.00 - $10,000 2.12%
$10,000.01 - $25,000 2.37%
$25,000.01 and Over 2.89%
   
IRA Certificates ($500 minimum account balance required to earn APY)  
12 mon. Share Certificate 2.89%
24 mon. Share Certificate 3.30%
36 mon. Share Certificate 3.56%
60 mon. Share Certificate 4.07%
   
Share Certificates ($500 minimum account balance required to earn APY)  
12 mon. Share Certificate 2.89%
24 mon. Share Certificate 3.30%
36 mon. Share Certificate 3.56%
60 mon. Share Certificate 4.07%
   
Annuity Certificate ($2,000 minimum account balance required to earn APY)  
Click here for additional disclosure information  
5 years 5.12%
10 years 5.12%
15 years 5.12%
20 years 5.12%
Rates and Term subject to change. Dividend rates are shown as APY – Annual Percentage Yield.
  • APY means 'Annual Percentage Yield' assumes dividend remains on deposit
  • Minimum balance of $100 required to earn dividends
  • Rates subject to change without notice
  • Share Certificate dividends will be compounded annually and credited annually.
  • Certificates are subject to a penalty for early withdrawal
  • Fees could reduce the earnings on any account (applies only if fees are associated with the account).

National Credit Union Administration (NCUA) Insurance Coverage on Share Accounts. Your savings is federally insured to at least $100,000 and backed by the full faith and credit of the US government. Retirement Accounts insured separately, up to $250,000.

 

 

 

Please contact us at 610-376-8217
© 2008 Berks Community FCU
All Rights Reserved